Money Exchange – Everything you’ve ever wanted to know

Heading off on your dream trip but realise you’ve forgotton to change any money? Where’s the best place to do this? How much should it cost? and how much should you take? Here’s a step-by-step guide to money exchange when travelling overseas.


Do Your Research: Before travelling, find out about the currency used in your destination country. If you’ve booked through currency information and recommendations on how much to take will be provided to you in your pre-departure information pack. You’ll also have a list of what is included and what is not included as well as a list of possible expenses such as airport transfers or museum entry fees and whether you will need local currency in cash to pay for these. Check the current exchange rate so you have a basic idea of what to expect.

Even if the amount of local currency you want to take is minimal that still leaves the question of how to get it:

 – ATMs:  If you have not changed money before departure or need more you can use a cash point or ATM in your destination country. This is usually one of the most convenient ways to get local currency. Banks typically offer good exchange rates although be aware they often charge fees. Many horse-riding trips are in remote areas and once you have left the airport ATMs may be few and far between.

– Currency Exchange Office: Usually located in the airport for last minute exchange although you will typically pay more for the privilege.

– Credit or debit card: Many places accept major credit and debit cards, especially in cities but do check if your card has foreign transaction fees.

– Mobile & Online Payments: Apps like PayPal, Apple Pay, and Google Wallet are becoming more widely accepted. Check the fees for international transactions.

– Prepaid Travel Cards: Allow you to load money onto them before traveling. Can be used like a debit card but aren’t linked to your bank account. Check for fees associated with these cards.


Riding in Jordan

Order Currency in Advance: We recommend ordering your currency in advance through a specialist travel money oeprator. Some banks or travel agencies allow you to order foreign currency before your trip. It’s always more convenient to have some local currency upon arrival, especially if you arrive late at night or you don’t have much time at the airport.

Keep Some Dollars/Euros: In many countries, especially developing ones, major currencies like US dollars or Euros are widely accepted or preferred. Always ensure you’re receiving a fair rate.

Keep a Mix: Depending on your destination, it’s wise to have a mix of payment options – some cash, a card, and perhaps a mobile payment method.

Remember, we specialise in all-inclusive trips so the amount of local currency you will need is likely to be minimal. If in doubt, you can always contact us on for advice on money exchange and local currency.